+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 421 €/mo rent · you top up ~ 107 €/mo
Sale135,000 €1,776 €/m²
Expected rent421 € /mo
~23,500 € ABOVE MARKET
overpriced
against the median for apartments in Pernik (605 properties)
Area
76 m²
Floor
2 / 3
Construction
Brick
Yield analysis
Low investment rating
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent421 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 178 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 23,500 € above the typical price (the median) for apartments in Pernik (605 properties) — 1,776 €/m² against 1,466 €/m².
Three-room apartment in the town of Pernik, Center, located on the second floor of a three-storey brick building. The property has an area of 76 sq m and includes a parking space and a 10 sq m basement.
The layout is functional, with separate bathroom and toilet, suitable for family use. The apartment is bright and spacious, with the option to choose paint colours.
The building is brick, insulated, and equipped with controlled access and video surveillance. The roof has been thoroughly renovated, ensuring better insulation and maintenance.
The location is close to the center of Pernik and the hospital, providing convenience for daily needs and access to urban infrastructure.
The property is suitable for buyers looking for a move-in ready home with additional amenities such as parking space and basement, combined with the tranquility of a middle floor.
With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 421 €. The rent covers 70% of it.
This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 27 days.
Pros and cons
AI summaryPros
- functional layout
- parking space
- insulated brick building
- thoroughly renovated roof
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- living room
Amenities
- Video Surveillance
- Access Control
- Security
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,849 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
~ 406 €/mo rent · you top up ~ 1,724 €/mo
+14% above market
median 1,849 €/m² for comparable properties
174,900 € 2,107 €/m²
Rent covers ~ 51% of the payment
~ 397 €/mo rent · you top up ~ 379 €/mo
At market level
median 1,350 €/m² for comparable properties
115,000 € 1,402 €/m²
Rent covers ~ 93% of the payment
~ 476 €/mo rent · you top up ~ 34 €/mo
−10% below market
median 1,771 €/m² for comparable properties
180,800 € 1,600 €/m²
Rent covers ~ 51% of the payment
~ 406 €/mo rent · you top up ~ 396 €/mo
−21% below market
median 1,771 €/m² for comparable properties
168,000 € 1,400 €/m²
Rent covers ~ 54% of the payment
~ 406 €/mo rent · you top up ~ 339 €/mo
−14% below market
median 1,849 €/m² for comparable properties
175,000 € 1,785 €/m²
Rent covers ~ 51% of the payment
~ 397 €/mo rent · you top up ~ 379 €/mo