+25% above market
median 1,466 €/m² for comparable properties
119,000 € 1,830 €/m²
Rent covers ~ 80% of the payment
~ 420 €/mo rent · you top up ~ 108 €/mo
Sale117,000 €1,647 €/m²
Expected rent397 € /mo
~15,500 € BELOW MARKET
good value
against the median for 2-room apartments in Centyr (55 properties)
Area
71 m²
Floor
3 / 5
Construction
Brick
Year
2027
Heating
District Heating
Yield analysis
Fair investment rating
Monthly payment519 €20% down payment · 20 yrs · 3%
Expected rent397 €at market conditions for the neighbourhood
The rent covers 76% of the payment — you top up about 122 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 15,500 € below the typical price (the median) for 2-room apartments in Centyr (55 properties) — 1,647 €/m² against 1,867 €/m².
Apartment with two rooms in the town of Pernik, located in the central part of the town.
Layout: kitchen-dining room and living room in an open plan, bedroom, bathroom with toilet and storage room, providing functional use of space.
Construction: brick building from 2027, third floor of five, with access control and renovated common areas.
Location: close to schools and childcare facilities, in an area with new residential buildings and good urban infrastructure.
The property is suitable for people seeking convenience and modern standards in a central urban environment.
With 20% down over 20 years the monthly mortgage payment is about 519 €, against an expected local rent of 397 €. The rent covers 76% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- access control
- central location
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 273 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- kitchen-dining-living room
- bedroom
Amenities
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,867 €/m² for comparable properties
119,000 € 1,983 €/m²
Rent covers ~ 75% of the payment
~ 397 €/mo rent · you top up ~ 131 €/mo
−38% below market
median 1,867 €/m² for comparable properties
83,700 € 1,162 €/m²
Rent covers ~ 107% of the payment
~ 397 €/mo rent · pays for itself in ~ 18 yrs
+40% above market
median 1,771 €/m² for comparable properties
480,000 € 2,474 €/m²
Rent covers ~ 19% of the payment
~ 404 €/mo rent · you top up ~ 1,726 €/mo
+13% above market
median 1,867 €/m² for comparable properties
174,900 € 2,107 €/m²
Rent covers ~ 51% of the payment
~ 397 €/mo rent · you top up ~ 379 €/mo
At market level
median 1,350 €/m² for comparable properties
115,000 € 1,402 €/m²
Rent covers ~ 93% of the payment
~ 476 €/mo rent · you top up ~ 34 €/mo
−10% below market
median 1,771 €/m² for comparable properties
180,800 € 1,600 €/m²
Rent covers ~ 50% of the payment
~ 404 €/mo rent · you top up ~ 398 €/mo
−21% below market
median 1,771 €/m² for comparable properties
168,000 € 1,400 €/m²
Rent covers ~ 54% of the payment
~ 404 €/mo rent · you top up ~ 341 €/mo