+138% above market
median 655 €/m² for comparable properties
359,000 € 1,560 €/m²
Rent covers ~ 42% of the payment
~ 668 €/mo rent · you top up ~ 925 €/mo
Sale185,500 €511 €/m²
Expected rent668 € /mo
~52,500 € BELOW MARKET
good value
against the median for houses in Sredna Kula (22 properties)
Area
363 m²
Land Area
254 m²
Construction
Brick
Year
1998
Yield analysis
Fair investment rating
Monthly payment823 €20% down payment · 20 yrs · 3%
Expected rent668 €at market conditions for the neighbourhood
The rent covers 81% of the payment — you top up about 155 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 23 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This house is priced about 52,500 € below the typical price (the median) for houses in Sredna Kula (22 properties) — 511 €/m² against 655 €/m².
The property is a three-storey house with a total floor area of 363 sq m, located in the Sredna kula district of Ruse.
The layout includes a ground floor with a truck garage, commercial space, and utility rooms, and second and third floors with residential areas including living rooms, bedrooms, and bathrooms.
The construction is brick from 1998, with slab ceilings and replaced PVC windows; the property has three-phase electricity and an internal staircase.
The location is in a low-rise residential area with access to urban infrastructure and a quiet environment, suitable for family living and business activities.
The property offers a balanced combination of living space and business opportunities, making it suitable for a large family or entrepreneur.
With 20% down over 20 years the monthly mortgage payment is about 823 €, against an expected local rent of 668 €. The rent covers 81% of it.
Pros and cons
AI summaryPros
- functional layout
- truck garage
- pool
- three-phase electricity
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Bathrooms
- 3
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
+36% above market
median 655 €/m² for comparable properties
225,000 € 892 €/m²
Rent covers ~ 67% of the payment
~ 668 €/mo rent · you top up ~ 330 €/mo
+91% above market
median 655 €/m² for comparable properties
125,000 € 1,250 €/m²
Rent covers ~ 120% of the payment
~ 668 €/mo rent · pays for itself in ~ 16 yrs
No market valuation
On request
No yield data
Appears once there's enough market data
−58% below market
median 655 €/m² for comparable properties
13,800 € 276 €/m²
Rent covers ~ 1091% of the payment
~ 668 €/mo rent · pays for itself in ~ 2 yrs
At market level
median 655 €/m² for comparable properties
290,000 € 651 €/m²
Rent covers ~ 52% of the payment
~ 668 €/mo rent · you top up ~ 619 €/mo
−13% below market
median 655 €/m² for comparable properties
40,000 € 571 €/m²
Rent covers ~ 376% of the payment
~ 668 €/mo rent · pays for itself in ~ 5 yrs
At market level
median 655 €/m² for comparable properties
45,000 € 642 €/m²
Rent covers ~ 335% of the payment
~ 668 €/mo rent · pays for itself in ~ 6 yrs