Sale+12% above market

Three-room apartment in the centre of Vratsa with terrace

VracaCentyr
Published: 15 July 2026 Updated: 14 September 2026
Sale133,000 €2,046 €/m²
Expected rent521 € /mo
Area
65 m²
Construction
EPC
Heating
District Heating

Yield analysis

Fair investment rating

4.7% / yr
Monthly payment590 €20% down payment · 20 yrs · 3%
Expected rent521 €at market conditions for the neighbourhood

The rent covers 88% of the payment — you top up about 69 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 12% above the typical price (the median) for comparable properties — 1,847 €/m² against 1,652 €/m².

Three-room apartment in the town of Vratsa, located in the central part of the town. The property has a floor area of 65 sq m and offers amenities such as an elevator and access control.

The layout includes a spacious living room with kitchen and dining area in an open space, two bedrooms with access to a terrace, a bathroom, separate toilet, and a storage room used as a laundry.

The building is energy-efficient (EPC), and the apartment has undergone major renovation with quality materials and modern interior.

The location is well connected, close to shops, schools, kindergartens, and public transport stops, providing convenience for daily life.

The property is suitable for families seeking a functional and move-in ready home in the town centre.

With 20% down over 20 years the monthly mortgage payment is about 590 €, against an expected local rent of 521 €. The rent covers 88% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • access control
  • terrace
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • living room with kitchen and dining area
  • bedroom
  • bedroom

Amenities

  • Elevator
  • Access Control

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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