+140% above market
median 1,156 €/m² for comparable properties
150,000 € 2,777 €/m²
Rent covers ~ 58% of the payment
~ 385 €/mo rent · you top up ~ 281 €/mo
Sale180,000 €1,894 €/m²
Expected rent385 € /mo
~70,000 € ABOVE MARKET
overpriced
against the median for apartments in Varusha (15 properties)
Area
95 m²
Floor
4 / 4
Construction
Brick
Yield analysis
Low investment rating
Monthly payment799 €20% down payment · 20 yrs · 3%
Expected rent385 €at market conditions for the neighbourhood
The rent covers 48% of the payment — you top up about 414 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 70,000 € above the typical price (the median) for apartments in Varusha (15 properties) — 1,894 €/m² against 1,156 €/m².
Three-room apartment in Varusha district, part of the Old Town of Veliko Tarnovo. It is located on the fourth floor of a brick building.
The layout includes a spacious entrance hall, living room with kitchenette and access to a terrace, two bedrooms, and a large bathroom with two sinks, bathtub, and shower cabin.
The property is in good condition and ready to move in, with a basement and garage with sink. The building is brick, which suggests better insulation and durability.
The location is central, close to historical landmarks and amenities, providing easy access to the city infrastructure.
The property is suitable for permanent residence or as a holiday home, offering a balanced combination of functionality and location.
With 20% down over 20 years the monthly mortgage payment is about 799 €, against an expected local rent of 385 €. The rent covers 48% of it.
Pros and cons
AI summaryPros
- functional layout
- garage with sink
- panoramic terrace
- brick construction
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- bathroom
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
At market level
median 1,156 €/m² for comparable properties
130,000 € 1,111 €/m²
Rent covers ~ 67% of the payment
~ 385 €/mo rent · you top up ~ 192 €/mo
+53% above market
median 943 €/m² for comparable properties
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Rent covers ~ 374% of the payment
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−14% below market
median 1,156 €/m² for comparable properties
160,000 € 993 €/m²
Rent covers ~ 54% of the payment
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At market level
median 1,156 €/m² for comparable properties
52,000 € 1,155 €/m²
Rent covers ~ 167% of the payment
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−11% below market
median 1,156 €/m² for comparable properties
62,000 € 1,033 €/m²
Rent covers ~ 140% of the payment
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At market level
median 1,156 €/m² for comparable properties
180,000 € 1,232 €/m²
Rent covers ~ 48% of the payment
~ 385 €/mo rent · you top up ~ 414 €/mo
At market level
median 1,156 €/m² for comparable properties
165,000 € 1,107 €/m²
Rent covers ~ 53% of the payment
~ 385 €/mo rent · you top up ~ 347 €/mo