Sale

Three-room apartment with two terraces in Kolyu Ficheto district, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 28 October 2025 Updated: 10 September 2026
Sale125,700 €1,323 €/m²
Expected rent406 € /mo

~37,000 € BELOW MARKET

good value

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area
95 m²
Floor
2 / 3
Construction
Brick
Year
2026

Yield analysis

Low investment rating

3.9% / yr
Monthly payment558 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood

The rent covers 73% of the payment — you top up about 152 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 37,000 € below the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 1,323 €/m² against 1,714 €/m².

Three-room apartment in Veliko Tarnovo, Kolyu Ficheto district, located on the second floor of a three-storey building.

The layout includes a spacious living room with kitchenette, two bedrooms, two bathrooms and two terraces, providing convenience and functionality.

The building is new-build from 2026, constructed with bricks and equipped with an elevator, which adds to the residents' comfort.

The location is close to Veliko Tarnovo Mall, schools and kindergartens, ensuring good access to urban infrastructure.

The property is suitable for family use with a balanced combination of comfort and practicality.

With 20% down over 20 years the monthly mortgage payment is about 558 €, against an expected local rent of 406 €. The rent covers 73% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • new-build
Cons
  • north/west aspect

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 23% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 340 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom

Exposure

AI summary
NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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