Sale−18% below market

Two-room apartment in Kolyu Ficheto, Veliko Tarnovo, renovated

Veliko TyrnovoKolyu Ficheto
Published: 28 August 2026 Updated: 2 October 2026
Sale115,000 €1,742 €/m²
Expected rent312 € /mo
Area
66 m²
Floor
1 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment510 €20% down payment · 20 yrs · 3%
Expected rent312 €at market conditions for the neighbourhood

The rent covers 61% of the payment — you top up about 198 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced 18% below the typical price (the median) for comparable properties — 1,474 €/m² against 1,788 €/m².

2-room apartment in Veliko Tarnovo, Kolyu Ficheto district. It has a total area of 66 sq m and is located on the first floor of an eight-storey prefab panel building.

The layout includes a living room with a south aspect, a bedroom and kitchen with a north aspect, as well as two glazed terraces. The interior space is suitable for partial renovation and refreshing.

The building is prefab panel from 1980, with an elevator and renovated facade (renovated). The bathroom and corridor have been renovated, which improves the functionality of the property.

The district offers everyday conveniences and is part of the well-developed urban environment of Veliko Tarnovo. The location provides access to transport and services.

The property is suitable for family use with a balanced combination of price, location and condition.

With 20% down over 20 years the monthly mortgage payment is about 510 €, against an expected local rent of 312 €. The rent covers 61% of it.

Source: Market statistics for 2-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • renovated building
  • glazed terraces
Cons
  • ground floor
  • prefab panel construction
  • partial renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 18% below the average for comparable properties.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

  5. Is there enough daylight, and does damp appear? What are the heating bills like?

    Because: The advertised exposure faces north only.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • kitchen

Amenities

  • Elevator
  • Renovated

Exposure

AI summary
NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
2
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby