Sale

Three-room apartment with terrace in Kolyu Ficheto, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto
Published: 30 June 2026 Updated: 1 October 2026
Sale147,000 €1,837 €/m²
Expected rent406 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area
80 m²
Floor
6 / 7
Construction
Brick

Yield analysis

Low investment rating

3.3% / yr
Monthly payment652 €20% down payment · 20 yrs · 3%
Expected rent406 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 246 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 1,837 €/m² against 1,714 €/m².

Three-room apartment in Veliko Tarnovo, Kolyu Ficheto district. The property is located on the sixth floor of a seven-storey building with an elevator and external thermal insulation.

The layout includes two bedrooms, a living room with a kitchenette, and two terraces – one glazed and one south-facing with panoramic views of the city. The bathroom and toilet are separate, which improves functionality.

The building is brick, and the apartment features PVC windows, MDF doors, and flooring of laminate and terracotta. The interior is maintained and does not require major renovation.

The location offers amenities such as schools, kindergartens, shops, a park, and nearby transport connections. This ensures comfortable urban living.

The property is suitable for family housing with a balanced combination of functionality and location.

With 20% down over 20 years the monthly mortgage payment is about 652 €, against an expected local rent of 406 €. The rent covers 62% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary
Pros
  • functional layout
  • south aspect
  • elevator
  • panoramic view
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Layout

  • bedroom
  • bedroom
  • living room

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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