Sale

Three-room apartment with terrace in Kolyu Ficheto district, Veliko Tarnovo

Veliko TyrnovoKolyu Ficheto

Published: 6 February 2026 Updated: 14 September 2026

Sale190,000 €2,345 €/m²

Expected rent406 € /mo

~51,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Kolyu Ficheto (63 properties)

Area

81 m²

Floor

1 / 7

Construction

Brick

Yield analysis

Low investment rating

2.6% / yr

Monthly payment843 €20% down payment · 20 yrs · 3%

Expected rent406 €at market conditions for the neighbourhood

The rent covers 48% of the payment — you top up about 437 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 39 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 51,000 € above the typical price (the median) for 3-room apartments in Kolyu Ficheto (63 properties) — 2,345 €/m² against 1,714 €/m².

3-room apartment in Kolyu Ficheto district, Veliko Tarnovo, located on a high first floor of a seven-storey brick building.

The layout includes a spacious living room with kitchenette, two bedrooms with regular shapes, corridor, bathroom and separate toilet, as well as a terrace with a view. The property also includes a storage room of nearly 6 sq m.

The apartment has undergone major renovation using quality materials and is furnished with new furniture and appliances. The construction is brick, providing good insulation and durability.

The district offers amenities such as parks, schools, shops, and good transport connections, facilitating daily life.

The property is suitable for people seeking a functional home in an urban environment in move-in condition.

With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 406 €. The rent covers 48% of it.

Source: Market statistics for 3-room apartments in Kolyu Ficheto

Pros and cons

AI summary

Pros

functional layout
south/east aspect
new furnishings
brick construction

Cons

ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

What feedback have previous viewers given?
Because: We have been tracking this listing for about 239 days.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.