At market level
median 1,743 €/m² for comparable properties
244,335 € 1,745 €/m²
Rent covers ~ 47% of the payment
~ 510 €/mo rent · you top up ~ 574 €/mo
Sale203,232 €1,451 €/m²
Expected rent557 € /mo
~40,500 € BELOW MARKET
good value
against the median for 4-room apartments in Vinica (83 properties)
Area
140 m²
Floor
2 / 4
Construction
Brick
Year
2027
Yield analysis
Low investment rating
Monthly payment902 €20% down payment · 20 yrs · 3%
Expected rent557 €at market conditions for the neighbourhood
The rent covers 62% of the payment — you top up about 345 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 40,500 € below the typical price (the median) for 4-room apartments in Vinica (83 properties) — 1,451 €/m² against 1,741 €/m².
The apartment is located in the Vinitsa district, Varna city, in a new brick building with an upcoming Act 16 in 2027. The layout includes a living area with a kitchenette, three bedrooms, two bathrooms with toilets, a corridor, and two terraces. The property is on the second floor of four and is delivered with plaster and screed, allowing for individual finishing and furnishing. The construction features PVC windows and brick walls, heating is by air conditioning. The location offers a quiet residential environment with clean air and easy access to the center of Varna. The property is suitable for family living with the option to purchase a garage or parking space, which adds convenience for parking.
With 20% down over 20 years the monthly mortgage payment is about 902 €, against an expected local rent of 557 €. The rent covers 62% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- new-build
- garage option
Cons
- delivered with plaster and screed
- east and northwest aspect
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Why is this priced below comparable properties? Is there anything that could affect the sale?
Because: The price per m² is about 17% below the average for comparable properties.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 214 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Is there enough daylight during the day?
Because: The advertised exposure has no southern side.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living area with kitchenette
- bedroom
- bedroom
- bedroom
- corridor
- terrace
- terrace
Amenities
- Elevator
Exposure
AI summaryEEast
Morning sun, cooler afternoons
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Location
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