+18% above market
median 1,582 €/m² for comparable properties
215,000 € 1,869 €/m²
Rent covers ~ 79% of the payment
~ 749 €/mo rent · you top up ~ 205 €/mo
Sale146,800 €1,906 €/m²
Expected rent749 € /mo
~25,000 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Vinica (447 properties)
Area
77 m²
Floor
2 / 3
Construction
Brick
Yield analysis
Good investment rating
Monthly payment651 €20% down payment · 20 yrs · 3%
Expected rent749 €at market conditions for the neighbourhood
The rent covers 115% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 25,000 € above the typical price (the median) for 3-room apartments in Vinica (447 properties) — 1,906 €/m² against 1,582 €/m².
Three-room apartment in the city of Varna, Vinitsa district, on Nayden Raykov St, in a newly constructed building. The property is located on the second floor of three with an elevator.
The layout includes a living room with kitchenette and access to a terrace, two bedrooms, corridor, and bathroom with toilet, with a total area of 77.4 sq m including common parts. The aspect is southwest, providing good natural light.
The building is brick, construction is at pre-Act 14 stage, with expected completion to BDS standard and installed PVC windows. Act 16 is expected to be issued in 2027.
The location is close to Eurohospital, school, supermarket, and public transport stops, providing daily conveniences.
The property is suitable for family living with a functional layout and the possibility to purchase a parking space in the area.
With 20% down over 20 years the monthly mortgage payment is about 651 €, against an expected local rent of 749 €. The rent covers the whole payment (115%).
This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 3,200 €. It has been listed for 93 days.
Pros and cons
AI summaryPros
- southwest aspect
- elevator
- terrace
- close to school and transport
Cons
- pre-Act 14
- unfurnished
- expected Act 16 in 2027
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Which price is the real one, and who am I negotiating with?
Because: The property appears in 2 listings, and the prices differ by about 2%.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room with kitchenette (21.61 sq m)
- bedroom (9.75 sq m)
- bedroom (10.52 sq m)
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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