+17% above market
median 1,500 €/m² for comparable properties
135,492 € 1,759 €/m²
Rent covers ~ 67% of the payment
~ 402 €/mo rent · you top up ~ 199 €/mo
Sale132,000 €1,419 €/m²
Expected rent402 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in 5-Ti Polk (122 properties)
Area
93 m²
Floor
4 / 7
Construction
Panel
Year
1970
Yield analysis
Low investment rating
Monthly payment586 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 69% of the payment — you top up about 184 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in 5-Ti Polk (122 properties) — 1,419 €/m² against 1,499 €/m².
Apartment in the city of Shumen, 5-ti polk district, located on a middle floor in a prefab panel block from 1970 with an elevator.
Layout: three separate rooms, separate kitchen with access to a glazed terrace, second open terrace, bathroom and separate toilet.
The building is prefab panel construction with maintained common areas and controlled access. Heating is economical thanks to the aspect and middle floor.
The location is convenient, close to Arena Shumen, schools, kindergartens and shops with free parking available.
The property is suitable for family living with a functional layout and good urban amenities.
With 20% down over 20 years the monthly mortgage payment is about 586 €, against an expected local rent of 402 €. The rent covers 69% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator
- good location
Cons
- prefab panel construction
- 4th floor of 7
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 207 days.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
- kitchen
Amenities
- Elevator
- Access Control
Details
- Category
- Residential
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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