Sale

Four-room apartment with three terraces in Trakiya, Shumen

ShumenTrakiya
Published: 9 January 2026 Updated: 1 October 2026
Sale133,000 €1,156 €/m²
Expected rent402 € /mo

~13,500 € BELOW MARKET

good value

against the median for 4-room apartments in Trakiya (12 properties)

Area
115 m²
Floor
4 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.6% / yr
Monthly payment590 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 68% of the payment — you top up about 188 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 6.3% · 9,000 €
  1. 144,000 €20 February 2026Initial price
  2. 130,000 €▼ 14,000 € (9.7%) 3 March 2026Price reduced
  3. 135,000 €▲ 5,000 € (3.8%) 2 April 2026Price increasedCurrent

Property analysis

This apartment is priced about 13,500 € below the typical price (the median) for 4-room apartments in Trakiya (12 properties) — 1,156 €/m² against 1,275 €/m².

Four-room apartment with an area of 115 sq m in the Trakiya district, Shumen.

The layout includes a corridor, living room, two bedrooms, kitchen, bathroom with toilet, second toilet, laundry room and three terraces.

The building is prefab panel from 1980, on the fourth floor of eight with elevator and access control. Heating is provided by air conditioners, and the flooring is laminate and terracotta tiles.

The location is in a well-developed district with convenient access to urban infrastructure and green areas.

The property offers a functional layout and additional improvements such as PVC windows and internal and external insulation, making it suitable for family use.

With 20% down over 20 years the monthly mortgage payment is about 590 €, against an expected local rent of 402 €. The rent covers 68% of it.

This property is advertised in 2 offers from 2 different sellers. The gap between the cheapest and the dearest is 2,000 €. It has been listed for 266 days. The asking price has fallen by 9,000 € (6.3%) since it was first listed.

Source: Market statistics for 4-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • functional layout
  • three terraces
  • elevator
  • internal and external insulation
Cons
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 1%.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 266 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • bedroom
  • bedroom
  • kitchen
  • bathroom
  • toilet
  • toilet
  • laundry room
  • terrace
  • terrace
  • terrace

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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