−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale130,000 €1,710 €/m²
Expected rent402 € /mo
~14,500 € ABOVE MARKET
above market
against the median for 3-room apartments in Trakiya (101 properties)
Area
76 m²
Floor
7 / 7
Construction
Panel
Year
1996
Yield analysis
Low investment rating
Monthly payment577 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 70% of the payment — you top up about 175 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 27 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
1 change since listing▼ 3.7% · 5,000 €
- 135,000 €
- 130,000 €▼ 5,000 € (3.7%)
Property analysis
This apartment is priced about 14,500 € above the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,710 €/m² against 1,517 €/m².
Three-room apartment in the Trakiya district, Shumen, with an area of 76 sq m on the top floor (7/7).
The layout includes three rooms with south/north aspect, providing good natural light and ventilation.
The building is prefab panel from 1996, equipped with an elevator and a recently renovated roof with warranty, which improves the overall condition of the property.
The location is convenient, close to schools, kindergartens and public transport stops, facilitating daily life.
The property is suitable for family use with balanced features in terms of functionality and location.
With 20% down over 20 years the monthly mortgage payment is about 577 €, against an expected local rent of 402 €. The rent covers 70% of it.
The asking price has fallen by 5,000 € (3.7%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- south aspect
- elevator
- renovated roof
Cons
- top floor
- prefab panel construction
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate?
Because: The price has been cut once, by about 4%.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
Amenities
- Elevator
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 3
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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