Sale

Spacious 4-room apartment near the Mathematical High School in Shumen

ShumenMatematicheska Gimnaziya
Published: 30 July 2026 Updated: 28 September 2026
Sale145,000 €1,421 €/m²
Expected rent401 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Matematicheska Gimnaziya (16 properties)

Area
102 m²
Floor
4 / 5
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 242 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Matematicheska Gimnaziya (16 properties) — 1,421 €/m² against 1,466 €/m².

4-room apartment in Shumen, Mathematical High School district. The property has a floor area of 102 sq m and is located on the 4th floor of 5 in a brick building from 1980.

The layout includes an L-shaped corridor, bright kitchen with terrace, separate dining room, large living room, two bedrooms, and two more terraces. The bathroom and toilet are separate rooms, which improves functionality.

The building is brick, and the apartment is partially renovated with PVC windows and flooring made of natural parquet, marble, and terracotta. Heating is by air conditioning, and the property is offered furnished.

The location is close to schools, hospital, kindergartens, and shops, providing conveniences for family daily life. The area is quiet and well served by transport.

The property is suitable for families looking for a spacious and functional home in the central part of the city with options for additional storage and parking.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 401 €. The rent covers 62% of it.

Source: Market statistics for 4-room apartments in Matematicheska Gimnaziya

Pros and cons

AI summary
Pros
  • functional layout
  • south / north aspect
  • terraces
  • parking
Cons
  • fourth floor
  • 1980 construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • dining room
  • living room
  • bedroom
  • bedroom

Amenities

  • With Parking
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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