Sale

Three-room apartment with terrace in Shumen, Matematicheska gimnaziya district

ShumenMatematicheska Gimnaziya
Published: 2 June 2026 Updated: 9 September 2026
Sale125,000 €1,420 €/m²
Expected rent401 € /mo

AT MARKET LEVEL

fairly priced

against the median for 3-room apartments in Matematicheska Gimnaziya (12 properties)

Area
88 m²
Floor
2 / 5
Construction
Brick
Year
2028

Yield analysis

Low investment rating

3.8% / yr
Monthly payment555 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 72% of the payment — you top up about 154 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 3-room apartments in Matematicheska Gimnaziya (12 properties) — 1,420 €/m² against 1,524 €/m².

3-room apartment in the city of Shumen, Matematicheska gimnaziya district. The property is located on the 2nd floor of 5 in a new brick building from 2028 with an elevator and controlled access.

The layout includes a corridor, living area with kitchen section, two bedrooms, bathroom with toilet, and terrace. The spaces are functionally organized, providing convenience in use.

The building is constructed according to modern standards for quality and energy efficiency, with the property offered at BDS finish level and the option for turnkey completion.

The location is close to a school and sports hall, making the area suitable for families and everyday needs.

The property is suitable for family use with a balanced combination of comfort and functionality.

With 20% down over 20 years the monthly mortgage payment is about 555 €, against an expected local rent of 401 €. The rent covers 72% of it.

Source: Market statistics for 3-room apartments in Matematicheska Gimnaziya

Pros and cons

AI summary
Pros
  • new-build
  • elevator
  • controlled access
  • south/east aspect
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2028.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living area
  • bedroom
  • bedroom
  • bathroom

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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