Sale

4-bedroom apartment in Shumen, Matematicheska Gimnaziya

ShumenMatematicheska Gimnaziya
Published: 12 January 2026 Updated: 26 August 2026
Sale125,000 €1,250 €/m²
Expected rent401 € /mo

~21,500 € BELOW MARKET

good value

against the median for 4-room apartments in Matematicheska Gimnaziya (16 properties)

Area
100 m²
Floor
5 / 7
Construction
Panel

Yield analysis

Low investment rating

3.8% / yr
Monthly payment555 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 72% of the payment — you top up about 154 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 21,500 € below the typical price (the median) for 4-room apartments in Matematicheska Gimnaziya (16 properties) — 1,250 €/m² against 1,466 €/m².

With 20% down over 20 years the monthly mortgage payment is about 555 €, against an expected local rent of 401 €. The rent covers 72% of it.

Source: Market statistics for 4-room apartments in Matematicheska Gimnaziya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 264 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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