Sale

Four-room apartment in Shumen with enclosed terrace

ShumenBoyan Bylgaranov 2
Published: 7 February 2026 Updated: 18 September 2026
Sale139,000 €1,275 €/m²
Expected rent400 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Boyan Bylgaranov 2 (11 properties)

Area
109 m²
Floor
1 / 6
Construction
Panel
Year
1970

Yield analysis

Low investment rating

3.5% / yr
Monthly payment617 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 65% of the payment — you top up about 217 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Boyan Bylgaranov 2 (11 properties) — 1,275 €/m² against 1,279 €/m².

The apartment is located in the town of Shumen, Boyan Bulgaranov 2 district, on the first residential floor of a six-storey prefab panel building.

The layout includes a kitchen with an enclosed terrace, a spacious dining room, living room, two bedrooms, laundry room, bathroom with toilet and separate toilet, as well as an additional terrace.

The building was constructed in 1970, and the apartment has been renovated with new flooring, PVC windows, thermal insulation, and heating via a fireplace with water jacket and air conditioning.

The location offers amenities such as a school, pharmacy, shops, and bus stops nearby.

The property is suitable for family use with a balanced combination of functionality and convenience.

With 20% down over 20 years the monthly mortgage payment is about 617 €, against an expected local rent of 400 €. The rent covers 65% of it.

Source: Market statistics for 4-room apartments in Boyan Bylgaranov 2

Pros and cons

AI summary
Pros
  • functional layout
  • enclosed terrace
  • thermal insulation
  • fireplace heating
Cons
  • prefab panel construction
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 238 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  4. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • kitchen
  • dining room
  • living room
  • bedroom
  • bedroom
  • laundry room
  • bathroom
  • toilet
  • toilet
  • terrace

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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