At market level
median 1,648 €/m² for comparable properties
163,000 € 1,680 €/m²
Rent covers ~ 50% of the payment
~ 363 €/mo rent · you top up ~ 360 €/mo
Sale190,000 €1,844 €/m²
Expected rent363 € /mo
~38,000 € ABOVE MARKET
overpriced
against the median for 4-room apartments in Bolnicata (13 properties)
Area
103 m²
Floor
1 / 3
Construction
Brick
Year
1990
Yield analysis
Low investment rating
Monthly payment843 €20% down payment · 20 yrs · 3%
Expected rent363 €at market conditions for the neighbourhood
The rent covers 43% of the payment — you top up about 480 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 44 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 38,000 € above the typical price (the median) for 4-room apartments in Bolnicata (13 properties) — 1,844 €/m² against 1,476 €/m².
The apartment is located in the city of Shumen, in the area of MBAL Shumen. The property has a floor area of 103 sq m and includes a yard.
The layout includes living room, kitchen, 3 bedrooms, bathroom and separate toilet, two terraces and corridor, providing functional use of the space.
The building is brick, built in 1990, with the apartment on the first floor of three. The flooring consists of natural parquet and mosaic.
The location is convenient with proximity to medical facilities, pharmacies, bus stops and schools, facilitating daily life.
The property is suitable for family use with a balanced layout and the possibility to use a yard and basement room.
With 20% down over 20 years the monthly mortgage payment is about 843 €, against an expected local rent of 363 €. The rent covers 43% of it.
Source: Market statistics for 4-room apartments in Bolnicata
Pros and cons
AI summaryPros
- functional layout
- yard
- south aspect
- controlled access
Cons
- ground floor
- needs furnishing
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- kitchen
- bedroom
- bedroom
- bedroom
- bathroom
- toilet
- terrace
- terrace
- corridor
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 4
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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