Sale

4-room apartment in Shumen, Bolnitsata with two terraces

ShumenBolnicata
Published: 2 June 2026 Updated: 9 September 2026
Sale135,000 €1,285 €/m²
Expected rent363 € /mo

~20,000 € BELOW MARKET

good value

against the median for 4-room apartments in Bolnicata (13 properties)

Area
105 m²
Floor
4 / 5
Construction
Brick
Year
1980

Yield analysis

Low investment rating

3.2% / yr
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent363 €at market conditions for the neighbourhood

The rent covers 61% of the payment — you top up about 236 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 31 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 20,000 € below the typical price (the median) for 4-room apartments in Bolnicata (13 properties) — 1,285 €/m² against 1,476 €/m².

4-room apartment in the town of Shumen, Bolnitsata district, near Hotel Shumen.
The layout includes a corridor, kitchen with living area, three separate rooms, bathroom, separate toilet, laundry room, storage room and two terraces.
The property is in a brick building from 1980, on the 4th of 5 floors, with no additional information about heating or other amenities.
The location is convenient with proximity to shops, schools, kindergartens and public transport.
The property is suitable for family use with a functional layout and good location.

With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 363 €. The rent covers 61% of it.

Source: Market statistics for 4-room apartments in Bolnicata

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • close to schools
  • brick construction
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 13% below the average for comparable properties.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • room
  • room
  • room
  • laundry room
  • storage room
  • terrace
  • terrace

Details

Category
Residential
Rooms
4
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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