Sale

Four-room apartment with three terraces in Shumen, Bolnitsata

ShumenBolnicata
Published: 20 January 2026 Updated: 2 October 2026
Sale154,000 €1,509 €/m²
Expected rent363 € /mo

AT MARKET LEVEL

fairly priced

against the median for 4-room apartments in Bolnicata (13 properties)

Area
102 m²
Floor
3 / 8
Construction
Panel
Year
1980

Yield analysis

Low investment rating

2.8% / yr
Monthly payment683 €20% down payment · 20 yrs · 3%
Expected rent363 €at market conditions for the neighbourhood

The rent covers 53% of the payment — you top up about 320 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 35 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for 4-room apartments in Bolnicata (13 properties) — 1,509 €/m² against 1,476 €/m².

Apartment with four rooms in the town of Shumen, Bolnitsata district. It has an area of 102 sq m on the third floor of a prefab panel block with an elevator.

The layout includes a corridor, living room, kitchen, three bedrooms and three terraces, providing good functionality and separate zones for rest and work.

The building was constructed in 1980, with external and internal insulation on the outer walls, PVC windows and gas heating with radiators in all rooms. The common areas are maintained, and the entrance has controlled access.

The location is convenient, close to a hospital, shops, playgrounds and transport connections, which facilitates daily life.

The property is suitable for families seeking a spacious and bright home with good infrastructure and amenities.

With 20% down over 20 years the monthly mortgage payment is about 683 €, against an expected local rent of 363 €. The rent covers 53% of it.

Source: Market statistics for 4-room apartments in Bolnicata

Pros and cons

AI summary
Pros
  • functional layout
  • gas heating
  • three terraces
  • controlled access
Cons
  • prefab panel construction
  • 3rd floor of 8

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  4. Is there enough daylight during the day?

    Because: The advertised exposure has no southern side.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • kitchen
  • bedroom
  • bedroom
  • bedroom

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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