Sale

Multi-room apartment with garage in 5-ti Polk, Shumen

Shumen5-Ti Polk
Published: 15 January 2026 Updated: 1 October 2026
Sale190,900 €1,272 €/m²
Expected rent400 € /mo

~34,000 € BELOW MARKET

good value

against the median for apartments in 5-Ti Polk (121 properties)

Area
150 m²
Floor
4 / 5
Construction
Brick
Year
1980
Heating
Gas

Yield analysis

Low investment rating

2.5% / yr
Monthly payment847 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 47% of the payment — you top up about 447 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 40 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

3 changes since listing▼ 0% · 50 €
  1. 192,950 €13 February 2026Initial price
  2. 192,955 €▲ 5 € (0%) 11 March 2026Price increased
  3. 192,990 €▲ 35 € (0%) 3 July 2026Price increased
  4. 192,900 €▼ 90 € (0%) 8 September 2026Price reducedCurrent

Property analysis

This apartment is priced about 34,000 € below the typical price (the median) for apartments in 5-Ti Polk (121 properties) — 1,272 €/m² against 1,499 €/m².

The apartment is located in the city of Shumen, 5-ti Polk district, on the fourth floor of a five-storey brick building.

The layout includes a large L-shaped corridor with a built-in wardrobe, living room, two bedrooms, kitchen, dining room, two terraces (one open and one closed), bathroom and toilet in separate rooms, and a laundry room.

The building is brick from 1980, with internal and external insulation, heating is provided by four air conditioners. The property includes a garage (20 sq m), attic (11 sq m), and basement storage (9 sq m).

The location is close to the city centre with convenient access to schools, kindergartens, shops, and transport links. The entrance is gasified and has controlled access.

The property is suitable for family living with good functionality and amenities in an urbanised area.

With 20% down over 20 years the monthly mortgage payment is about 847 €, against an expected local rent of 400 €. The rent covers 47% of it.

This property is advertised in 2 offers, all from the same agency. The gap between the cheapest and the dearest is 2,000 €. It has been listed for 261 days. The asking price has fallen by 50 € (0%) since it was first listed.

Source: Market statistics for apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • garage
  • controlled access
  • close to centre
Cons
  • fourth floor
  • heating by air conditioners

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Which price is the real one, and who am I negotiating with?

    Because: The property appears in 2 listings, and the prices differ by about 1%.

  2. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 15% below the average for comparable properties.

  3. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 261 days.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 4 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • bedroom
  • bedroom
  • kitchen
  • dining room
  • terrace
  • terrace
  • bathroom
  • toilet
  • laundry room

Amenities

  • Access Control
  • Renovated
  • With Parking
  • Internet Connection
  • Video Surveillance

Exposure

AI summary
EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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