Sale

Four-room apartment 113 sq m in Shumen, 5-ti polk district, with two terraces

Shumen5-Ti Polk
Published: 23 September 2026 Updated: 23 September 2026
Sale250,000 €2,212 €/m²
Expected rent401 € /mo

~80,500 € ABOVE MARKET

overpriced

against the median for apartments in 5-Ti Polk (122 properties)

Area
113 m²
Floor
1 / 8
Construction
Panel
Year
1980
Heating
Gas

Yield analysis

Low investment rating

1.9% / yr
Monthly payment1,109 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 36% of the payment — you top up about 708 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 52 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 80,500 € above the typical price (the median) for apartments in 5-Ti Polk (122 properties) — 2,212 €/m² against 1,499 €/m².

The apartment is located in the city of Shumen, 5-ti polk district, on the first residential floor of an eight-storey prefab panel building.

The layout includes a living room, dining room, kitchen, two bedrooms, storage room, bathroom with toilet, second toilet, corridor and two terraces, providing functional use of the space.

The building is insulated and maintained, and the apartment has external and internal thermal insulation, local gas heating and air conditioners for heating and cooling.

The location is convenient with proximity to kindergarten, schools, shops and transport connections in the district.

The property is suitable for family living with balanced amenities and functionality for everyday life.

With 20% down over 20 years the monthly mortgage payment is about 1,109 €, against an expected local rent of 401 €. The rent covers 36% of it.

Source: Market statistics for apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • insulated building
  • local gas heating
Cons
  • prefab panel construction
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • dining room
  • kitchen
  • bedroom
  • bedroom
  • storage room
  • bathroom
  • toilet
  • toilet
  • corridor
  • terrace
  • terrace

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
4
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby