Sale

Three-room apartment with terrace in Shumen, Voenno Uchilishte

ShumenVoenno Uchilishte
Published: 3 September 2026 Updated: 2 October 2026
Sale230,000 €2,500 €/m²
Expected rent400 € /mo

~87,500 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Voenno Uchilishte (23 properties)

Area
92 m²
Floor
1 / 3
Construction
Brick
Year
2026
Heating
Gas

Yield analysis

Low investment rating

2.1% / yr
Monthly payment1,020 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 39% of the payment — you top up about 620 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 48 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 87,500 € above the typical price (the median) for 3-room apartments in Voenno Uchilishte (23 properties) — 2,500 €/m² against 1,548 €/m².

Three-room apartment in the city of Shumen, Voenno Uchilishte district, located on the second floor of a brick building from 2026 with an elevator and controlled access.

The layout includes a large corridor, two bedrooms, a living room with kitchen, separate bathroom and toilet, as well as a terrace with south and east aspect.

The building is new-build with quality materials, including underfloor heating, aluminum joinery and good thermal insulation. The option for a gas boiler contributes to energy savings.

The location is convenient, close to schools, kindergartens, shops and eateries, providing good urban comfort.

The property is suitable for families seeking a functional home with modern amenities and easy access to city infrastructure.

With 20% down over 20 years the monthly mortgage payment is about 1,020 €, against an expected local rent of 400 €. The rent covers 39% of it.

Source: Market statistics for 3-room apartments in Voenno Uchilishte

Pros and cons

AI summary
Pros
  • functional layout
  • south / east aspect
  • new-build
  • elevator
Cons
  • second floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

  2. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • Access Control
  • Renovated

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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