Sale

3-bedroom apartment in Shumen, Trakiya

ShumenTrakiya
Published: 1 January 2026 Updated: 2 October 2026
Sale99,000 €1,269 €/m²
Expected rent402 € /mo

~19,500 € BELOW MARKET

good value

against the median for 3-room apartments in Trakiya (101 properties)

Area
78 m²
Floor
8 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

4.9% / yr
Monthly payment439 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 92% of the payment — you top up about 37 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

3 changes since listing▼ 10% · 11,000 €
  1. 110,000 €1 April 2026Initial price
  2. 132,000 €▲ 22,000 € (20%) 1 April 2026Price increased
  3. 97,000 €▼ 35,000 € (26.5%) 1 May 2026Price reduced
  4. 99,000 €▲ 2,000 € (2.1%) 2 October 2026Price increasedCurrent

Property analysis

This apartment is priced about 19,500 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,269 €/m² against 1,517 €/m².

With 20% down over 20 years the monthly mortgage payment is about 439 €, against an expected local rent of 402 €. The rent covers 92% of it.

The asking price has fallen by 11,000 € (10%) since it was first listed.

Source: Market statistics for 3-room apartments in Trakiya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 16% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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