Sale

Three-room apartment with two terraces in Trakiya district, Shumen

ShumenTrakiya
Published: 20 January 2026 Updated: 9 September 2026
Sale95,000 €1,217 €/m²
Expected rent401 € /mo

~23,500 € BELOW MARKET

good value

against the median for 3-room apartments in Trakiya (101 properties)

Area
78 m²
Floor
8 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment421 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 95% of the payment — you top up about 20 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 23,500 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,217 €/m² against 1,517 €/m².

Apartment with three rooms in the city of Shumen, Trakiya North district, located on the top eighth floor.

Layout includes a living room, kitchen, two bedrooms, corridor, two terraces, bathroom and separate toilet. The flooring is natural parquet and mosaic.

The building is prefab panel from 1980, equipped with an elevator and access control. The PVC windows have been replaced and the entrance door is new.

The location is close to a main boulevard with convenient access to the city centre and industrial park, as well as schools, shops and bus stops.

The property is suitable for family use with a functional layout and convenient location for daily needs.

With 20% down over 20 years the monthly mortgage payment is about 421 €, against an expected local rent of 401 €. The rent covers 95% of it.

Source: Market statistics for 3-room apartments in Trakiya

Pros and cons

AI summary
Pros
  • two terraces
  • elevator
  • south aspect
  • close to schools
Cons
  • top floor
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 20% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  5. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • kitchen
  • bedroom
  • bedroom
  • corridor
  • terrace
  • terrace

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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