Sale

3-bedroom apartment in Shumen, Trakiya

ShumenTrakiya
Published: 1 December 2025 Updated: 1 December 2025
Sale94,077 €1,343 €/m²
Expected rent402 € /mo

~12,000 € BELOW MARKET

good value

against the median for 3-room apartments in Trakiya (101 properties)

Area
70 m²
Floor
4 / 8
Construction
Panel
Year
1980

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment417 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood

The rent covers 96% of the payment — you top up about 15 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 12,000 € below the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,343 €/m² against 1,517 €/m².

With 20% down over 20 years the monthly mortgage payment is about 417 €, against an expected local rent of 402 €. The rent covers 96% of it.

Source: Market statistics for 3-room apartments in Trakiya

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 305 days.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Location

Similar properties nearby

+29% above market

median 1,563 €/m² for comparable properties

205,000 € 2,009 €/m²
  • 102m²
  • 4/5fl.

Rent covers ~ 44% of the payment

~ 402 €/mo rent · you top up ~ 508 €/mo