−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale104,000 €1,600 €/m²
Expected rent402 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Trakiya (89 properties)
Area
65 m²
Floor
3 / 12
Construction
EPC
Year
1980
Yield analysis
Fair investment rating
Monthly payment461 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 87% of the payment — you top up about 59 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Trakiya (89 properties) — 1,600 €/m² against 1,532 €/m².
Three-room apartment with an area of 65 sq m, located in Trakiya district, Shumen. The property is on the 3rd floor of 12 in a building with an elevator.
The layout includes an entrance hall, kitchen with dining area, two bedrooms, bathroom and terrace, providing convenient functionality for family use.
The building was constructed using EPK prefab technology in 1980, and the property features air conditioning for heating and cooling and a solid exterior door.
Trakiya district offers good urban infrastructure with schools, shops and transport, combining convenience and tranquility.
The property is suitable as a family home or investment for rental purposes, thanks to its practical layout and location.
With 20% down over 20 years the monthly mortgage payment is about 461 €, against an expected local rent of 402 €. The rent covers 87% of it.
This property is advertised in 2 offers, all from the same agency. All offers are at the same price. It has been listed for 24 days.
Pros and cons
AI summaryPros
- functional layout
- elevator
- terrace
- furnished
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Who am I negotiating with, and who is authorised to agree a price?
Because: The property appears in 2 listings at the same price.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1980 — about 46 years old.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- entrance hall
- kitchen
- dining area
- bedroom
- bedroom
- bathroom
- terrace
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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