−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 114% of the payment
~ 401 €/mo rent · pays for itself in ~ 16 yrs
Sale175,000 €1,590 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Trakiya (101 properties)
Area
110 m²
Floor
2 / 5
Construction
Brick
Year
2027
Yield analysis
Low investment rating
Monthly payment776 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 52% of the payment — you top up about 375 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 36 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Trakiya (101 properties) — 1,590 €/m² against 1,517 €/m².
3-room apartment in the city of Shumen, district Trakia, part of a new residential complex. It is located on the 2nd floor of 5, in a brick building from 2027.
The property features a functional layout and includes a fully finished bathroom and toilet, kitchen with installed appliances, laminate flooring in all rooms, and painted walls. Interior doors are already installed.
The building is equipped with an elevator, access control, and is part of a gated complex, providing additional security and convenience.
The location is close to Shumen University “Episkop Konstantin Preslavski,” making the property suitable for families and people connected to the educational institution. The surroundings offer a quiet urban environment.
The overall characteristics of the property make it suitable as a family home with amenities and modern comfort solutions.
With 20% down over 20 years the monthly mortgage payment is about 776 €, against an expected local rent of 401 €. The rent covers 52% of it.
Pros and cons
AI summaryPros
- functional layout
- new-build
- elevator
- gated complex
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
- Access Control
- Gated Community
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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