+19% above market
median 1,466 €/m² for comparable properties
209,000 € 1,741 €/m²
Rent covers ~ 43% of the payment
~ 401 €/mo rent · you top up ~ 526 €/mo
Sale
Three-room apartment with terrace in Shumen, Matematicheska gimnaziya area
ShumenMatematicheska GimnaziyaSale153,000 €1,577 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Matematicheska Gimnaziya (12 properties)
Area
97 m²
Floor
2 / 5
Construction
Brick
Year
2027
Yield analysis
Low investment rating
Monthly payment679 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 59% of the payment — you top up about 278 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 32 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Matematicheska Gimnaziya (12 properties) — 1,577 €/m² against 1,524 €/m².
Three-room apartment in the city of Shumen, near Matematicheska gimnaziya and MBAL Shumen.
The layout includes a corridor, living area with kitchen and terrace, two bedrooms, bathroom and toilet, providing convenient internal functionality.
The property is in a new brick building from 2027, on the second floor of five with elevator, featuring high-quality PVC windows and external insulation.
The location is convenient, close to schools, kindergartens, shops and transport connections.
The property is suitable for living or renting out, offering a balance between comfort and practicality.
With 20% down over 20 years the monthly mortgage payment is about 679 €, against an expected local rent of 401 €. The rent covers 59% of it.
Source: Market statistics for 3-room apartments in Matematicheska Gimnaziya
Pros and cons
AI summaryPros
- functional layout
- new-build
- elevator
- parking
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2027.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- living area
- kitchen
- bedroom
- bedroom
- bathroom
- toilet
Amenities
- Elevator
- With Parking
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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