+22% above market
median 1,830 €/m² for comparable properties
89,000 € 2,225 €/m²
Rent covers ~ 95% of the payment
~ 374 €/mo rent · you top up ~ 21 €/mo
Sale149,000 €1,475 €/m²
Expected rent374 € /mo
AT MARKET LEVEL
fairly priced
against the median for 3-room apartments in Dobrudjanski (145 properties)
Area
101 m²
Floor
4 / 5
Construction
Brick
Year
2025
Yield analysis
Low investment rating
Monthly payment661 €20% down payment · 20 yrs · 3%
Expected rent374 €at market conditions for the neighbourhood
The rent covers 57% of the payment — you top up about 287 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 33 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 3-room apartments in Dobrudjanski (145 properties) — 1,475 €/m² against 1,533 €/m².
Apartment with three rooms in the city of Shumen, Dobruzhanski district, on the fourth floor of a five-storey building.
Layout: three separate and bright rooms, functional entrance hall, two toilets, storage room and large terrace.
The building is new-build from 2025, brick construction with Act 16, which guarantees modern materials and good insulation.
The location is close to the city centre, with convenient access to shops, schools and public transport.
The property is suitable for family use with balanced layout and everyday conveniences.
With 20% down over 20 years the monthly mortgage payment is about 661 €, against an expected local rent of 374 €. The rent covers 57% of it.
Source: Market statistics for 3-room apartments in Dobrudjanski
Pros and cons
AI summaryPros
- functional layout
- new brick building
- large terrace
- close to centre
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What feedback have previous viewers given?
Because: We have been tracking this listing for about 273 days.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2025.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 4 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- bedroom
- bedroom
- bedroom
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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