Sale

Three-room apartment in the centre of Shumen with elevator

ShumenCentyr
Published: 30 December 2025 Updated: 14 September 2026
Sale125,266 €1,491 €/m²
Expected rent476 € /mo

~21,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (119 properties)

Area
84 m²
Floor
4 / 5
Construction
Brick
Year
2025

Yield analysis

Fair investment rating

4.6% / yr
Monthly payment556 €20% down payment · 20 yrs · 3%
Expected rent476 €at market conditions for the neighbourhood

The rent covers 86% of the payment — you top up about 80 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 21,000 € below the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,491 €/m² against 1,739 €/m².

Three-room apartment with an area of 84 sq m, located in the centre of the city of Shumen. The property is on the 4th floor of a total of 5 in a new brick building, constructed in 2025.

The layout includes three rooms with the possibility for individual design, allowing adaptation according to the needs of future occupants. The apartment is finished to BDS standard, providing the option for additional finishing work if desired.

The building has a modern structure and quality materials, equipped with an elevator and access control. Parking is planned, with the possibility to purchase a parking space.

The location is convenient for living, offering easy access to urban infrastructure and services in the central part of Shumen.

The property is suitable for people seeking a home with functional layout and amenities in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 556 €, against an expected local rent of 476 €. The rent covers 86% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • access control
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 14% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 275 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2025.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • two-room
  • three-room

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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