SaleAt market level

Three-room apartment in the center of Shumen with three aspects

ShumenCentyr
Published: 2 February 2026 Updated: 30 September 2026
Sale120,000 €1,538 €/m²
Expected rent477 € /mo
Area
78 m²
Construction
Brick
Year
1990

Yield analysis

Fair investment rating

4.8% / yr
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 90% of the payment — you top up about 55 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced at the typical price (the median) for comparable properties — 1,791 €/m² against 1,739 €/m².

Three-room apartment in the city of Shumen, located in the central part of the city.

The layout includes three rooms with a functional distribution and three aspects – south, east, and west, providing good natural light.

The property is in a brick building, constructed in 1990, on the first floor of four.

The location is convenient for city living with easy access to services and transport.

Suitable both for living and investment due to its central location and practical plan.

With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 477 €. The rent covers 90% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • triple aspect
  • central location
  • brick construction
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

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  1. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 242 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom
  • bedroom

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

EEast

Morning sun, cooler afternoons

WWest

Afternoon and evening sun

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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