Sale

Three-room apartment with two terraces in the centre of Shumen

ShumenCentyr
Published: 2 January 2026 Updated: 1 October 2026
Sale139,900 €1,249 €/m²
Expected rent477 € /mo

~55,000 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (119 properties)

Area
112 m²
Floor
4 / 5
Construction
Brick
Year
2008
Heating
Gas

Yield analysis

Fair investment rating

4.1% / yr
Monthly payment621 €20% down payment · 20 yrs · 3%
Expected rent477 €at market conditions for the neighbourhood

The rent covers 77% of the payment — you top up about 144 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 24 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 55,000 € below the typical price (the median) for 3-room apartments in Centyr (119 properties) — 1,249 €/m² against 1,739 €/m².

Three-room apartment in the city of Shumen, Centre district, near Madara Hotel.

The layout includes a living room with dining area and kitchenette, two bedrooms, a storage room, bathroom and toilet, as well as two spacious terraces, one of which has permission for glazing.

The property is in a brick building from 2008, on the fourth floor of five, with an elevator and gas heating. The building has controlled access and a parking space.

The location is convenient, in the central part of the city, with access to a playground and security in the complex.

The property is suitable for family use, offering a functional layout and comfort in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 621 €, against an expected local rent of 477 €. The rent covers 77% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • two terraces
  • elevator
  • parking space
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 28% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 274 days.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • dining area
  • kitchenette
  • bedroom
  • bedroom
  • storage room
  • bathroom
  • toilet

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Renovated

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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