Sale−9% below market

Two-room apartment in the centre of Shumen with terrace

ShumenCentyr
Published: 20 January 2026 Updated: 2 October 2026
Sale120,000 €1,818 €/m²
Expected rent344 € /mo
Area
66 m²
Floor
3 / 7
Construction
Brick
Year
2026

Yield analysis

Low investment rating

3.4% / yr
Monthly payment532 €20% down payment · 20 yrs · 3%
Expected rent344 €at market conditions for the neighbourhood

The rent covers 65% of the payment — you top up about 188 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 29 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▲ 21.9% · 21,520 €
  1. 98,480 €4 July 2026Initial price
  2. 120,000 €▲ 21,520 € (21.9%) 23 July 2026Price increasedCurrent

Property analysis

This apartment is priced 9% below the typical price (the median) for comparable properties — 1,500 €/m² against 1,641 €/m².

Two-room apartment in the city of Shumen, located in the central part of the city.

The layout includes an entrance hall, living room with kitchen and dining area, bedroom, bathroom with toilet, storage/laundry room and terrace.

The building is new-build from 2026, constructed with brick materials and features an elevator and controlled access.

The location is convenient, close to the pedestrian zone, shops, schools and parks.

The property is suitable for people seeking a functional home in the city centre with modern amenities.

With 20% down over 20 years the monthly mortgage payment is about 532 €, against an expected local rent of 344 €. The rent covers 65% of it.

The asking price has risen by 21,520 € (21.9%) since it was first listed.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • controlled access
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What changed since the listing went up — a renovation, paperwork, something else?

    Because: The price is about 22% higher than when it was first advertised.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 255 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2026.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room with kitchen and dining area
  • bedroom

Amenities

  • Elevator
  • Access Control

Details

Category
Residential
Rooms
2
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby