Sale

3-bedroom apartment in Shumen, 5-Ti Polk

Shumen5-Ti Polk
Published: 2 June 2026 Updated: 2 June 2026
Sale132,000 €1,692 €/m²
Expected rent400 € /mo

~15,000 € ABOVE MARKET

above market

against the median for 3-room apartments in 5-Ti Polk (44 properties)

Area
78 m²
Floor
4 / 7
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.6% / yr
Monthly payment586 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 68% of the payment — you top up about 186 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 28 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 15,000 € above the typical price (the median) for 3-room apartments in 5-Ti Polk (44 properties) — 1,692 €/m² against 1,500 €/m².

With 20% down over 20 years the monthly mortgage payment is about 586 €, against an expected local rent of 400 €. The rent covers 68% of it.

Source: Market statistics for 3-room apartments in 5-Ti Polk

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. What is the scope of the work, and are there hidden problems with the wiring or plumbing?

    Because: The listing states that the property needs renovation.

  2. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • With Parking
  • Access Control
  • Needs Renovation

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
2
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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