Sale

Three-room apartment in Shumen, 5-ti Polk, with full renovation

Shumen5-Ti Polk
Published: 7 September 2026 Updated: 7 September 2026
Sale145,000 €2,071 €/m²
Expected rent400 € /mo

~40,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in 5-Ti Polk (44 properties)

Area
70 m²
Floor
1 / 7
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 243 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 40,000 € above the typical price (the median) for 3-room apartments in 5-Ti Polk (44 properties) — 2,071 €/m² against 1,500 €/m².

Apartment with three rooms in the city of Shumen, 5-ti Polk district. The layout includes two bedrooms and a living room, converted from a two-room apartment. The property has undergone a full renovation using quality materials. The building is prefab panel from 1980, and the apartment is located on the first floor of seven. The location is in a residential area with convenient access to city infrastructure and services. Suitable for family living with a balanced combination of functionality and comfort.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 400 €. The rent covers 62% of it.

Source: Market statistics for 3-room apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • full renovation
  • functional layout
  • two bedrooms
Cons
  • prefab panel construction
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • bedroom

Details

Category
Residential
Rooms
3

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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