Sale

3-room apartment in Shumen, 5-ti polk with terrace

Shumen5-Ti Polk
Published: 4 September 2026 Updated: 4 September 2026
Sale145,000 €2,071 €/m²
Expected rent401 € /mo

~40,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in 5-Ti Polk (44 properties)

Area
70 m²
Floor
1 / 7
Construction
Panel
Year
1980

Yield analysis

Low investment rating

3.3% / yr
Monthly payment643 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 242 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 40,000 € above the typical price (the median) for 3-room apartments in 5-Ti Polk (44 properties) — 2,071 €/m² against 1,500 €/m².

3-room apartment in the town of Shumen, 5-ti polk district, on the first floor of a seven-storey prefab panel building. The property has an area of 70 sq m and features an L-shaped corridor, living room with terrace, bedroom, and large kitchen with dining area. The bathroom and toilet are combined.

The apartment has improvements such as PVC windows, laminated parquet and terracotta flooring, as well as a bathroom in good condition. Heating and cooling are provided by air conditioners. The aspect is south/north, providing natural light during the day.

The building is prefab panel from 1980, equipped with an elevator and access control. The apartment is offered fully furnished with existing furniture and appliances.

The location is convenient, close to Retail Park, schools, kindergartens, and other amenities such as shops and pharmacies.

The property is suitable for family living with a convenient location and functional layout.

With 20% down over 20 years the monthly mortgage payment is about 643 €, against an expected local rent of 401 €. The rent covers 62% of it.

Source: Market statistics for 3-room apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • terrace
  • controlled access
  • elevator
Cons
  • prefab panel block
  • ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  3. Is there damp, is there enough daylight, and what is the noise like?

    Because: The property is on the first floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

NNorth

Even light, cooler during summer

Details

Category
Residential
Rooms
3
Bathrooms
1
Furnishing
Yes

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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