+19% above market
median 1,466 €/m² for comparable properties
209,000 € 1,741 €/m²
Rent covers ~ 43% of the payment
~ 401 €/mo rent · you top up ~ 526 €/mo
Sale
Two-room apartment with terrace in Shumen, Matematicheska Gimnaziya district
ShumenMatematicheska GimnaziyaSale104,000 €1,424 €/m²
Expected rent401 € /mo
AT MARKET LEVEL
fairly priced
against the median for apartments in Matematicheska Gimnaziya (33 properties)
Area
73 m²
Floor
2 / 5
Construction
Brick
Year
2028
Yield analysis
Fair investment rating
Monthly payment461 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 87% of the payment — you top up about 60 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 22 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for apartments in Matematicheska Gimnaziya (33 properties) — 1,424 €/m² against 1,533 €/m².
Two-room apartment with an area of 73 sq m, located in the city of Shumen, Matematicheska Gimnaziya district.
The layout includes a corridor, living area with kitchen section, bedroom, bathroom with toilet, storage room, and terrace, providing convenient internal functionality.
The building is new-build from 2028, constructed with brick materials and features an elevator and controlled access. The apartment is on the second floor of five.
The location is close to a school and sports hall, making the area suitable for families and people seeking nearby amenities.
The property is suitable for personal use or investment, offering a balance between comfort and functionality.
With 20% down over 20 years the monthly mortgage payment is about 461 €, against an expected local rent of 401 €. The rent covers 87% of it.
Source: Market statistics for apartments in Matematicheska Gimnaziya
Pros and cons
AI summaryPros
- south aspect
- new building
- elevator
- controlled access
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has Act 16 been issued, and what guarantees cover the common parts?
Because: The building dates from 2028.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- corridor
- living area
- bedroom
- bathroom
- storage room
- terrace
Amenities
- Elevator
- Access Control
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 1
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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