Sale

Two-room apartment in Shumen, 14th floor with panoramic view

Shumen5-Ti Polk
Published: 4 July 2026 Updated: 30 September 2026
Sale90,000 €2,368 €/m²
Expected rent400 € /mo

~35,000 € ABOVE MARKET

overpriced

against the median for 2-room apartments in 5-Ti Polk (54 properties)

Area
38 m²
Floor
14 / 14
Construction
EPC
Year
1980

Yield analysis

Fair investment rating

5.3% / yr
Monthly payment399 €20% down payment · 20 yrs · 3%
Expected rent400 €at market conditions for the neighbourhood

The rent covers 100% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 35,000 € above the typical price (the median) for 2-room apartments in 5-Ti Polk (54 properties) — 2,368 €/m² against 1,450 €/m².

Two-room apartment with an area of 38 sq m, located in the Peti polk district of Shumen. The property is on the top, 14th floor of a building with an elevator.

The layout is functional, suitable for a small family or as an investment for rental purposes. The apartment is ready to move in without the need for renovation.

The building was constructed in 1980 using EPK prefab technology, ensuring a stable structure and standard thermal insulation characteristics.

The location is well connected, with easy access to shops, schools, and public transport, facilitating daily life.

The property is suitable for those seeking convenience and functionality in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 399 €, against an expected local rent of 400 €. The rent covers the whole payment (100%).

Source: Market statistics for 2-room apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • functional layout
  • panoramic view
  • elevator
  • well connected area
Cons
  • top floor
  • small area

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

  2. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  3. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 14 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • bedroom
  • living room

Details

Category
Residential
Rooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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