−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 115% of the payment
~ 402 €/mo rent · pays for itself in ~ 16 yrs
Sale74,000 €1,850 €/m²
Expected rent402 € /mo
AT MARKET LEVEL
fairly priced
against the median for 1-room apartments in Trakiya (25 properties)
Area
40 m²
Floor
6 / 8
Construction
Panel
Yield analysis
Good investment rating
Monthly payment328 €20% down payment · 20 yrs · 3%
Expected rent402 €at market conditions for the neighbourhood
The rent covers 122% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 1-room apartments in Trakiya (25 properties) — 1,850 €/m² against 1,850 €/m².
Studio with an area of 40 sq m, located in the city of Shumen, district Trakia.
The apartment has a functional layout with a corridor, living room, kitchen, and bathroom, as well as an open unglazed terrace.
The building is prefab panel construction with an elevator and access control, and the apartment has undergone a full renovation with new flooring, PVC windows, and air conditioning.
The location is in an urbanized area with good infrastructure and access to city amenities.
Suitable for personal use or investment, offering a balanced combination of comfort and functionality.
With 20% down over 20 years the monthly mortgage payment is about 328 €, against an expected local rent of 402 €. The rent covers the whole payment (122%).
Pros and cons
AI summaryPros
- full renovation
- elevator
- access control
- terrace
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Amenities
- Elevator
- Access Control
Details
- Category
- Residential
- Rooms
- 1
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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