−19% below market
median 1,532 €/m² for comparable properties
79,000 € 1,234 €/m²
Rent covers ~ 114% of the payment
~ 401 €/mo rent · pays for itself in ~ 16 yrs
Sale72,000 €1,894 €/m²
Expected rent401 € /mo
Area
38 m²
Floor
3 / 8
Construction
Panel
Year
1990
Yield analysis
Good investment rating
Monthly payment319 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood
The rent covers 126% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 15 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for comparable properties — 1,800 €/m² against 1,850 €/m².
One-room apartment in the city of Shumen, Trakia district, located on the third floor of an eight-storey prefab panel building.
The layout includes an entrance hall, kitchen with access to a terrace, and a spacious living room, as well as a bathroom with toilet, providing convenient internal functionality.
The building is fully insulated, with maintained common areas and an available elevator, and the apartment has PVC windows and partial furnishings.
The location offers convenient free parking and access to the urban infrastructure in Trakia district.
The property is suitable for personal use or investment, combining convenience and functionality in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 319 €, against an expected local rent of 401 €. The rent covers the whole payment (126%).
Pros and cons
AI summaryPros
- functional layout
- elevator
- insulated building
- parking
Cons
We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- hall
- kitchen
- living room
- bathroom
Amenities
- Elevator
- With Parking
- Access Control
- Renovated
Details
- Category
- Residential
- Rooms
- 1
- Bathrooms
- 1
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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