Sale

Studio 45 sq m in Shumen, 5-ti polk district, with terrace

Shumen5-Ti Polk
Published: 20 May 2026 Updated: 11 September 2026
Sale75,000 €1,666 €/m²
Expected rent401 € /mo

~7,500 € ABOVE MARKET

above market

against the median for apartments in 5-Ti Polk (122 properties)

Area
45 m²
Floor
2 / 7
Construction
Panel
Year
1980

Yield analysis

Good investment rating

6.4% / yr
Monthly payment333 €20% down payment · 20 yrs · 3%
Expected rent401 €at market conditions for the neighbourhood

The rent covers 121% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 16 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 7,500 € above the typical price (the median) for apartments in 5-Ti Polk (122 properties) — 1,666 €/m² against 1,499 €/m².

Studio with an area of 45 sq m in the city of Shumen, 5-ti polk district, near Arena hall.

The layout includes an L-shaped corridor, living room and kitchen with access to a terrace, as well as a bathroom with toilet.

The property is in a prefab panel block from 1980, on the second floor of seven with elevator and controlled access. The flooring is carpet and linoleum, and the property is maintained.

The location offers convenient access to hospital, schools, kindergartens, shops and bus stops.

It is suitable both for living and for renting out, combining functionality and convenience in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 333 €, against an expected local rent of 401 €. The rent covers the whole payment (121%).

Source: Market statistics for apartments in 5-Ti Polk

Pros and cons

AI summary
Pros
  • south aspect
  • terrace
  • elevator
  • controlled access
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  2. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1980 — about 46 years old.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • living room
  • kitchen
  • bathroom
  • toilet

Amenities

  • Elevator
  • Access Control

Exposure

AI summary
SSouth

Maximum sunlight throughout the day

Details

Category
Residential
Rooms
1
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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