Sale

3-room apartment in Shirok Tsentar, Ruse with functional layout

RuseShirok Centyr

Published: 10 September 2026 Updated: 10 September 2026

Sale157,700 €1,900 €/m²

Expected rent504 € /mo

~39,000 € ABOVE MARKET

overpriced

against the median for 3-room apartments in Shirok Centyr (78 properties)

Area

83 m²

Floor

1 / 8

Construction

Panel

Year

1970

Yield analysis

Low investment rating

3.8% / yr

Monthly payment700 €20% down payment · 20 yrs · 3%

Expected rent504 €at market conditions for the neighbourhood

The rent covers 72% of the payment — you top up about 196 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 26 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 39,000 € above the typical price (the median) for 3-room apartments in Shirok Centyr (78 properties) — 1,900 €/m² against 1,431 €/m².

3-room apartment in the city of Ruse, Shirok Tsentar district, located on the first floor of an eight-storey prefab panel building.

The layout includes a kitchen, spacious living room and two separate bedrooms, as well as a bathroom and toilet in separate rooms, which improves functionality.

The building is prefab panel from 1970, with an elevator and access control; the apartment has partially replaced window frames and flooring.

The location is convenient, close to the bus station and central railway station, providing easy access to urban infrastructure.

The property is suitable for people looking for a home with a good layout in a central urban environment with the possibility for customization.

With 20% down over 20 years the monthly mortgage payment is about 700 €, against an expected local rent of 504 €. The rent covers 72% of it.

Source: Market statistics for 3-room apartments in Shirok Centyr

Pros and cons

AI summary

Pros

functional layout
close to transport
elevator
access control

Cons

prefab panel construction
ground floor

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Have the risers been replaced, and when was the roof last repaired?
Because: The building dates from 1970 — about 56 years old.
Is there damp, is there enough daylight, and what is the noise like?
Because: The property is on the first floor.