−19% below market
median 1,110 €/m² for comparable properties
85,000 € 894 €/m²
Rent covers ~ 110% of the payment
~ 413 €/mo rent · pays for itself in ~ 17 yrs
Sale186,500 €1,793 €/m²
Expected rent523 € /mo
~37,500 € ABOVE MARKET
overpriced
against the median for 3-room apartments in Shirok Centyr (75 properties)
Area
104 m²
Floor
5 / 5
Construction
Brick
Yield analysis
Low investment rating
Monthly payment827 €20% down payment · 20 yrs · 3%
Expected rent523 €at market conditions for the neighbourhood
The rent covers 63% of the payment — you top up about 304 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced about 37,500 € above the typical price (the median) for 3-room apartments in Shirok Centyr (75 properties) — 1,793 €/m² against 1,432 €/m².
Three-room apartment in the city of Ruse, Shirok Tsentar district, located on the top floor.
The layout includes a living room with kitchen area, two bedrooms, a bathroom with toilet and an additional sanitary facility, as well as a large terrace accessible from the living room.
The apartment is furnished and equipped with air conditioners in all rooms, and the elevator stops directly at the apartment.
The entrance has controlled access, and there is free parking available in the area.
Suitable for urban living with conveniences and a functional layout.
With 20% down over 20 years the monthly mortgage payment is about 827 €, against an expected local rent of 523 €. The rent covers 63% of it.
Source: Market statistics for 3-room apartments in Shirok Centyr
Pros and cons
AI summaryPros
- large terrace
- elevator to apartment
- air conditioners in all rooms
- controlled access
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there a tenant at the moment, and when does the lease end?
Because: The property is advertised for sale and for rent at the same time.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Is there a lift in the building, and what condition is it in?
Because: The property is on floor 5 and the listing does not mention a lift.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
- bathroom
Exposure
AI summarySSouth
Maximum sunlight throughout the day
Details
- Category
- Residential
- Rooms
- 3
- Bathrooms
- 2
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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At market level
median 1,432 €/m² for comparable properties
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