Sale

Three-room apartment in the Center of Ruse with terrace

RuseCentyr
Published: 6 April 2026 Updated: 30 September 2026
Sale123,900 €1,376 €/m²
Expected rent547 € /mo

~37,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (238 properties)

Area
90 m²
Floor
5 / 5
Construction
Brick
Year
1970

Yield analysis

Fair investment rating

5.3% / yr
Monthly payment550 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood

The rent covers 100% of the payment — the tenant pays off the loan over 20 years. From rent alone, with no loan, it pays for itself in 19 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

2 changes since listing▼ 14.3% · 20,600 €
  1. 144,500 €3 August 2026Initial price
  2. 134,500 €▼ 10,000 € (6.9%) 7 August 2026Price reduced
  3. 123,900 €▼ 10,600 € (7.9%) 19 August 2026Price reducedCurrent

Property analysis

This apartment is priced about 37,500 € below the typical price (the median) for 3-room apartments in Centyr (238 properties) — 1,376 €/m² against 1,792 €/m².

Three-room apartment in the city of Ruse, located in the central part of the city.

The property has a functional layout with a living room, two separate bedrooms, a separate kitchen, bathroom and toilet in separate rooms, and a terrace accessible from three rooms.

The building is brick from 1970, located on the top floor (5/5), with controlled access and maintained common areas.

The location is convenient, close to administrative and commercial facilities, schools, and public transport.

Suitable for people looking for a home with a good location and the possibility for adaptation according to their needs.

With 20% down over 20 years the monthly mortgage payment is about 550 €, against an expected local rent of 547 €. The rent covers the whole payment (100%).

The asking price has fallen by 20,600 € (14.3%) since it was first listed.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • central location
  • terrace
  • controlled access
Cons
  • top floor
  • possible need for renovation

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 23% below the average for comparable properties.

  2. Is there still room to negotiate, and why has it not sold yet?

    Because: The price has been cut 2 times — about 14% below the original asking price.

  3. Have the risers been replaced, and when was the roof last repaired?

    Because: The building dates from 1970 — about 56 years old.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

  5. Is there a lift in the building, and what condition is it in?

    Because: The property is on floor 5 and the listing does not mention a lift.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • kitchen

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

apartment in Ruse, Centyr
Centyr, Ruse
−23% below market

median 1,781 €/m² for comparable properties

93,000 € 1,367 €/m²
apartment in Ruse, Centyr
  • 68m²
  • 4/7fl.

Rent covers ~ 114% of the payment

~ 469 €/mo rent · pays for itself in ~ 17 yrs