At market level
median 1,623 €/m² for comparable properties
160,000 € 1,523 €/m²
Rent covers ~ 66% of the payment
~ 469 €/mo rent · you top up ~ 241 €/mo
Sale135,000 €1,607 €/m²
Expected rent547 € /mo
~15,500 € BELOW MARKET
good value
against the median for 3-room apartments in Centyr (238 properties)
Area
84 m²
Floor
6 / 6
Construction
Brick
Yield analysis
Fair investment rating
Monthly payment599 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood
The rent covers 91% of the payment — you top up about 52 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 21 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Price history
2 changes since listing▼ 6.6% · 9,500 €
- 144,500 €
- 143,000 €▼ 1,500 € (1%)
- 135,000 €▼ 8,000 € (5.6%)
Property analysis
This apartment is priced about 15,500 € below the typical price (the median) for 3-room apartments in Centyr (238 properties) — 1,607 €/m² against 1,792 €/m².
The apartment is located in the city of Ruse, in the Center area, near MG 'Baba Tonka'.
The layout includes a large living room with a kitchen area and access to a glazed terrace, two separate bedrooms with access to a terrace, separate sanitary facilities, and an entrance hall.
The building is monolithic concrete with brick construction, the apartment is on the top floor with an elevator, has PVC windows and replaced flooring in the kitchen area; heating is district heating with air conditioners in all rooms.
The location is central, providing easy access to urban infrastructure and services.
The property is suitable for people seeking convenient city living with a functional layout and additional spaces such as terraces and a basement.
With 20% down over 20 years the monthly mortgage payment is about 599 €, against an expected local rent of 547 €. The rent covers 91% of it.
The asking price has fallen by 9,500 € (6.6%) since it was first listed.
Pros and cons
AI summaryPros
- functional layout
- elevator
- terraces
- adjacent basement
Cons
- top floor
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
Is there still room to negotiate, and why has it not sold yet?
Because: The price has been cut 2 times — about 7% below the original asking price.
What condition is the roof in, and does it overheat in summer?
Because: The property is on the top floor.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- bedroom
Amenities
- Elevator
Details
- Category
- Residential
- Rooms
- 3
- Furnishing
- Yes
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
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