Sale

Spacious 3-room apartment in the Centre of Ruse with terrace

RuseCentyr
Published: 17 March 2026 Updated: 2 October 2026
Sale198,900 €1,541 €/m²
Expected rent547 € /mo

~32,500 € BELOW MARKET

good value

against the median for 3-room apartments in Centyr (238 properties)

Area
129 m²
Floor
3 / 5
Construction
Brick
Year
2025
Heating
Gas

Yield analysis

Low investment rating

3.3% / yr
Monthly payment882 €20% down payment · 20 yrs · 3%
Expected rent547 €at market conditions for the neighbourhood

The rent covers 62% of the payment — you top up about 335 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 30 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Property analysis

This apartment is priced about 32,500 € below the typical price (the median) for 3-room apartments in Centyr (238 properties) — 1,541 €/m² against 1,792 €/m².

Apartment in the city of Ruse, Centre, located on the third floor of a new residential building from 2025 with an elevator.

Layout: spacious living room with kitchen area and access to a terrace, two bedrooms, bathroom with toilet, additional sanitary unit and corridor.

The building is constructed with brick and uses quality materials such as REHAU PVC windows with triple glazing and a modern facade with HPL panels. Heating is gas with preparation for radiators.

The location is in the central part of the city, close to the pedestrian zone, administrative institutions, shops and transport connections.

The property is suitable for family living or investment, combining convenience and functionality in an urban environment.

With 20% down over 20 years the monthly mortgage payment is about 882 €, against an expected local rent of 547 €. The rent covers 62% of it.

Source: Market statistics for 3-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • new-build
  • elevator
  • quality materials
Cons

We didn't find any significant drawbacks in the listing. This doesn't replace an in-person viewing.

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 14% below the average for comparable properties.

  2. What feedback have previous viewers given?

    Because: We have been tracking this listing for about 199 days.

  3. Has Act 16 been issued, and what guarantees cover the common parts?

    Because: The building dates from 2025.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • living room
  • bedroom
  • bedroom
  • bathroom
  • sanitary unit
  • corridor
  • terrace

Amenities

  • Elevator

Details

Category
Residential
Rooms
3
Bathrooms
2

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

Similar properties nearby

apartment in Ruse, Centyr
Centyr, Ruse
−23% below market

median 1,781 €/m² for comparable properties

93,000 € 1,367 €/m²
apartment in Ruse, Centyr
  • 68m²
  • 4/7fl.

Rent covers ~ 114% of the payment

~ 469 €/mo rent · pays for itself in ~ 17 yrs