−22% below market
median 1,120 €/m² for comparable properties
90,700 € 872 €/m²
Rent covers ~ 74% of the payment
~ 297 €/mo rent · you top up ~ 105 €/mo
Sale87,900 €1,220 €/m²
Expected rent297 € /mo
AT MARKET LEVEL
fairly priced
against the median for 2-room apartments in Drujba 3 (24 properties)
Area
72 m²
Floor
5 / 6
Construction
Panel
Yield analysis
Fair investment rating
Monthly payment390 €20% down payment · 20 yrs · 3%
Expected rent297 €at market conditions for the neighbourhood
The rent covers 76% of the payment — you top up about 93 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 25 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.
Property analysis
This apartment is priced at the typical price (the median) for 2-room apartments in Drujba 3 (24 properties) — 1,220 €/m² against 1,160 €/m².
The apartment is located in the city of Ruse, Druzhba 3 district, above Dom Maika i Dete.
The layout includes a large living room, bedroom with terrace, kitchen with terrace, separate bathroom and toilet, providing convenience and functionality.
The building is prefab panel with an elevator, the apartment is on the 5th of 6 floors and has replaced plumbing and electrical installations, as well as PVC windows; the property is in need of renovation.
The location offers proximity to shops, public transport stops, and free parking around the block.
It is suitable for family use with a balance between space and amenities in an urban environment.
With 20% down over 20 years the monthly mortgage payment is about 390 €, against an expected local rent of 297 €. The rent covers 76% of it.
Pros and cons
AI summaryPros
- functional layout
- two terraces
- elevator
- replaced installations
Cons
- in need of renovation
Questions for the viewing
Only on imotesaDerived from this specific property's data — not a generic checklist. Take them with you.
What is the scope of the work, and are there hidden problems with the wiring or plumbing?
Because: The listing states that the property needs renovation.
Has the block been insulated under the renovation programme, and is there paperwork for it?
Because: Prefabricated panel construction.
Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.
Layout
- living room
- bedroom
- kitchen
Amenities
- Elevator
- Access Control
- Needs Renovation
- Tax Credit Option
Exposure
AI summarySSouth
Maximum sunlight throughout the day
NNorth
Even light, cooler during summer
Details
- Category
- Residential
- Rooms
- 2
- Bathrooms
- 2
Approximate location
The exact address hasn't been published by the seller — the map shows the neighbourhood.
Similar properties nearby
−12% below market
median 1,107 €/m² for comparable properties
22,500 € 978 €/m²
Rent covers ~ 298% of the payment
~ 297 €/mo rent · pays for itself in ~ 6 yrs
−18% below market
median 1,098 €/m² for comparable properties
86,000 € 905 €/m²
Rent covers ~ 78% of the payment
~ 297 €/mo rent · you top up ~ 85 €/mo
+18% above market
median 1,160 €/m² for comparable properties
84,999 € 1,370 €/m²
Rent covers ~ 79% of the payment
~ 297 €/mo rent · you top up ~ 80 €/mo
−13% below market
median 1,107 €/m² for comparable properties
25,000 € 961 €/m²
Rent covers ~ 268% of the payment
~ 297 €/mo rent · pays for itself in ~ 7 yrs
At market level
median 1,160 €/m² for comparable properties
56,700 € 1,260 €/m²
Rent covers ~ 118% of the payment
~ 297 €/mo rent · pays for itself in ~ 16 yrs
At market level
median 1,160 €/m² for comparable properties
87,500 € 1,093 €/m²
Rent covers ~ 77% of the payment
~ 297 €/mo rent · you top up ~ 91 €/mo
−23% below market
median 1,357 €/m² for comparable properties
89,900 € 1,045 €/m²
Rent covers ~ 104% of the payment
~ 415 €/mo rent · pays for itself in ~ 18 yrs