Sale−12% below market

Two-room apartment 64 sq m in Center, Ruse with terrace

RuseCentyr
Published: 9 July 2026 Updated: 21 September 2026
Sale98,000 €1,531 €/m²
Expected rent415 € /mo
Area
64 m²
Floor
8 / 8
Construction
Panel

Yield analysis

Fair investment rating

5.1% / yr
Monthly payment435 €20% down payment · 20 yrs · 3%
Expected rent415 €at market conditions for the neighbourhood

The rent covers 95% of the payment — you top up about 20 €/mo for 20 years. From rent alone, with no loan, it pays for itself in 20 years. Calculated from the median rent for the neighbourhood, at full occupancy and before running costs — a benchmark, not a guarantee.

Price history

1 change since listing▼ 20.3% · 25,000 €
  1. 123,000 €15 September 2026Initial price
  2. 98,000 €▼ 25,000 € (20.3%) 21 September 2026Price reducedCurrent

Property analysis

This apartment is priced 12% below the typical price (the median) for comparable properties — 1,633 €/m² against 1,859 €/m².

2-room apartment in Ruse city, Center district, near Kragovoto and the police station. It is located on the top eighth floor in a prefab panel building with an elevator.

The layout includes a corridor, kitchen with terrace, bedroom and living room with enclosed terrace with PVC glazing and city view, as well as a bathroom with toilet.

The building is prefab panel construction, equipped with an elevator and access control. The apartment has standard amenities and does not require urgent renovation.

The location is central, about 5-6 minutes on foot from Ruse square, with good infrastructure – bus stops, supermarkets, kindergartens and schools nearby.

Suitable for living or investment due to the functional layout and amenities in the area.

With 20% down over 20 years the monthly mortgage payment is about 435 €, against an expected local rent of 415 €. The rent covers 95% of it.

The asking price has fallen by 25,000 € (20.3%) since it was first listed.

Source: Market statistics for 2-room apartments in Centyr

Pros and cons

AI summary
Pros
  • functional layout
  • elevator
  • central location
  • enclosed terrace
Cons
  • top floor
  • prefab panel construction

Questions for the viewing

Only on imotesa

Derived from this specific property's data — not a generic checklist. Take them with you.

  1. Why is this priced below comparable properties? Is there anything that could affect the sale?

    Because: The price per m² is about 12% below the average for comparable properties.

  2. Is there still room to negotiate?

    Because: The price has been cut once, by about 20%.

  3. Has the block been insulated under the renovation programme, and is there paperwork for it?

    Because: Prefabricated panel construction.

  4. What condition is the roof in, and does it overheat in summer?

    Because: The property is on the top floor.

Generated automatically from the data we hold. They do not replace an in-person viewing, a survey or legal due diligence.

Layout

  • corridor
  • kitchen
  • bedroom
  • living room

Amenities

  • Elevator
  • Access Control
  • Tax Credit Option

Details

Category
Residential
Rooms
2
Bathrooms
1

Approximate location

The exact address hasn't been published by the seller — the map shows the neighbourhood.

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